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Getting Started

It’s not about having a certain amount of money, or about reaching a certain age; it’s about planning for a future that you envision.

At PATH Wealth Management, we are passionate about what we do. We are grounded in the belief that the best way we can help you work toward your goals and objectives is by designing a thoughtful and specific route between where you are now and where you want to go.

Whether we are designing a comprehensive financial plan, managing an investment portfolio or reviewing an insurance package, we begin by gathering data. Our first priority is to have a full understanding of your current circumstances and your specific goals and objectives. Only then is it appropriate to discuss the various strategies and options to get you where you want to be.

No less important is prioritizing which recommendations to implement first. If you do not have a trusted advisor to help with the implementation, then the team at PATH Wealth Management will help you evaluate and implement the recommendations and assist you in monitoring your financial situation to ensure you remain on track to pursue your goals. Your goals remain the centerpiece of our recommendations and strategies.

1. Call or contact PATH Wealth Management

It’s as simple as picking up the phone (425.289.3452) or sending us an email to [email protected].

2. Schedule a "See if it fits" meeting

During our "See if it fits" meeting, we will learn about your concerns and goals and you’ll learn more about our firm and how we work. This is your opportunity to interview us, to learn more about our philosophy, and to determine if our services will be valuable to you. This understanding helps us both decide whether we are a good match.

3. Initiate data collection

Once you have made the decision to work with PATH Wealth Management, you will be asked to provide information about your finances. We will ask you to complete a questionnaire and provide us with copies of virtually all of your financial documents (i.e., tax returns, investment and banking statements, insurance policies, employee benefits statements, key business agreements and personal wills and/or trusts). We will spend a great deal of time asking you questions to ensure that we understand your circumstances, priorities and values. Throughout our relationship and work together, the materials will be treated confidentially and returned when the data collection process is complete.

4. Begin the financial planning process

As our planning work proceeds, we’ll refine and review recommendations on all financial matters of concern to you. Through a series of conversations, we’ll focus on specific topics to ensure that every detail is adequately covered and that you understand the issues involved. We will prepare your personal financial planning WealthVision website and update it as new information is provided.

5. Monitoring and updating the financial plan

We believe the financial planning process is never complete. Life changes and circumstances change as well. As a result, we will update our analysis and make the necessary changes to your plan. We anticipate a long-term relationship, providing support and guidance to help you weather change, and continue to make the most effective financial decisions possible.

Below is a list of documents most frequently needed that may be requested to get started. If requested, please complete the PATH Wealth Management Client Fact Finder and the Estate, Tax & Business Fact Finder. These documents can be filled out online, printed and either faxed or mailed to our office. If you are enclosing a copy of your account statements, please feel free to write "see attached" instead of entering the details into the fact finder.


Personal Files

  • Last 2 years income tax returns
  • Income documentation
  • Estate planning documents (wills, POA, trusts)
  • Loan documents - mortgage, HELOC information
  • Other debts (car, credit cards, student loans, etc.)
  • Major asset purchase details

Employer

  • Payroll or other income statements
  • Employee benefit plan summaries
  • Retirement savings plans
  • Pension plans
  • Stock/options and bonus plans

Bank/Credit Union

  • Checking account statements
  • Savings/CDs/Money Market statements
  • Credit card statements

Investment Accounts

  • Latest monthly statements
  • 401(k), IRAs, retirement accounts
  • College Coverdell, 529, GET

Insurance Companies

  • Latest Life Insurance/Annuity account statements
  • Health Insurance/Hospital and major medical
  • Disability Income
  • Property and Casualty (auto, home, umbrella)
  • Long-Term Care

Business

  • Buy-Sell agreements
  • Deferred compensation agreements
  • Stock/Option/Bonus plans